Mart Gnosis

June 24, 2008

Staying Connected with Your Real-life Social Scene Online

Filed under: Dating Online, Life Information, Your Commerce — admin @ 7:53 pm

If you find yourself in the city of Redlands any time soon and are looking for a thriving dating scene you may have to search a bit deeper. There are a few prime locations depending on what niche you wish to investigate. The most booming areas of which are local pubs and bars. Though a small town, it manages to cater to specific groups. There are the louder more party atmosphere bars, the traditional Irish pubs sort of joints, and the higher end wine bars full of sophistication and pomp. The diamond in the rough of the city is by all means a small martini bar based adjacent to the city’s old theater. The clientele are an artistic blend of the most interesting people the city has in its midst.

One of the added perks to this cheerful hole in the wall is its online presence. Aside from its homey atmosphere, it’s online home retains the same sense of community. Akin with several social networking sites the club and nightlife scene is benefiting from the attraction presented to its patrons on the web.

Updated photo galleries and comment sections allow a community to remain cohesive. It’s surprising to take notice that several establishments are not utilizing the tools available in the area, such as web design firms in Redlands, that can offer this type of connection with its returning customers.

May 4, 2008

Yet Another Example of eBay Ignoring Fraud on its Website

Filed under: Your Commerce — admin @ 3:58 pm

The author is a practicing attorney, who has formed a very low
opinion of eBay and its subsidiary Paypal, based on the manner
in which they permit fraud to occur over their web sites.
Recently, I was contacted by another defrauded customer of eBay,
Lois Reynolds, and she asked me to tell her story so that others
might not be victimized by using eBay.

Lois wanted to outline the details of the situation in which she
was defrauded on eBay and $1232.49 has been stolen from her, not
to mention the emotional turmoil she is going through. She had
never bid on or used eBay before until this time.

Dec 15 2005 - Lois entered a bid on a 2000 Crown Victoria on
eBayMotors.com of $1186.00, item number 4596509986. This vehicle
was up for bid by Payless Auto 503-777-0012 and eBay member ID
reddog4359. Lois was quickly outbidded and did not bid anymore
on this vehicle.

Dec 18 2005 - Lois received an email in her eBay mailbox for a
second chance offer from eBay member redlittlepebble to purchase
the vehicle at her bid of $1186.00 because the winning bidder
could not complete the transaction. Lois also received this same
email on her alternate email address at
lois.reynolds@@jamesriverins.com. The email advised what she
needed to do to complete the transaction. Lois was told to email
the seller directly at ianc1ianc@hotmail.com and that she would
need to send a western union money order for her bid amount.

Dec 21 2005 - Lois emailed the seller at the email address given
and requested additional info about the vehicle and asked for a
payment method other than Western Union. He advised he did not
have access to Paypal.com, but to go ahead and send the wire
transfer as he had a $20k deposit with eBay.

Dec 21 2005 - Since Lois had never used eBay before and did not
want to get ripped off, Lois went into her eBay account and sent
an email to eBay’s security and resolution department and asked
if this was a valid transaction and told them what was going on.

Dec 21 2005 - Lois received an email back from
confirm@eBay-info-pay.com that gave further instructions to send
the money transfer. Also in a separate email on this day, Lois
received another email from the same address advising the
transaction was protected by eBay and to go ahead with the money
transfer. [Author’s note, eBay-info-pay.com is not the same as
eBay.com, and this email message was probably sent by a
fraudulent company.]

Dec 22 2005 - Lois sent a wire transfer via Western Union to a
David Cantrell at the following address: 1105 W. 81st pl, Los
Angeles, Ca. 90044-3546. Lois sent all of the payment details to
the seller at Ianc1ianc@hotmail.com and sent a copy to eBay at
confirm@eBay-info-pay.com.

Dec 22 2005 - Lois received an email from
confirm@eBay-info-pay.com advising that the payment info had
been validated and that they would contact the seller with
instructions on shipping. These emails are signed, regards eBay
payment department. The vehicle was due to arrive in Richmond Va
on Tuesday 12/27/2005 but did not arrive.

Dec 23 2005 - Lois received an email from eBay Customer Support
(mwebhelp@eBay.com) thanking me for reporting the possible
fraudulent email and that they will investigate. By this time,
Lois had already sent the wire transfer because the car was a
Christmas gift for her son. Lois has since received several
emails from eBays customer support department advising that the
transaction was not an eBay transaction and that Lois was not
eligible for any protection services.

Dec 28 2005 - Lois filed a IFCC report and filed a fraud report
with the Federal Trade commission. Lois has also alerted Western
Union’s fraud department of this situation. A police report has
been filed with the Henrico County Police Department also.

In summary, Lois was deceived out of money due to her trust in
eBay’s system. Lois logged into her eBay account and the email
that offered the second chance offer was in her inbox.
Therefore, without question, eBay opened up its internal email
system to merchants who engage in fraudulent scams of
unsuspecting members of the public. Lois contacted eBay before
she sent the transfer and asked for help. Because of eBay’s slow
response time, another company was able to send Lois a message
with an official eBay logo that advised her it was a valid
transaction. Lois feels that this was an inside job or someone
hacked into the eBay system and took her money, because how else
would the fraudulent company have known that she wrote in just
at that particular time and asked for verification. [Note from
the author: It is important to close out all windows when
contacting a company for verification, because if the consumer
uses the same window or a linked address the link may say
“eBay.com Security” but the actual link may go to another bogus
site such as eBay-info-pay.com.]

EBay had responded via email advising this transaction is not
covered by any protection services as it was not an eBay
transaction. But everything Lois did relating to this
transactions was initiated through her eBay account.

April 26, 2008

What You Should Know About Shopping Online

Filed under: Your Commerce — admin @ 7:54 am

If 299,999 planes land safely that’s not news. It takes just one to crash and that becomes news around the world and flying is seen as unsafe. Over 100 countries are at peace but the few that are fighting wars make the news. Understandably, a newscaster is not likely to think it’s a lead story to say, “Well, everything went well today. People went to work, returned home, showered, ate and slept. They are expected to get up next morning and do the same thing.” Media has become entertainment. We need to give the people information to excite them or at least to pull at their heartstrings.

The same happens with the Internet. As I watched the news last night, I saw a story about some attempt to defraud clients of a bank online. So some quack decided to “try a thing.” He/she of course got international media attention. The $8 billion that was spent safely on the Internet over the Christmas holidays, however, didn’t get the same kind of attention. So there is a news bias and we need to be aware of it.

It’s important to be alert but there’s no need to panic. The Internet is probably one of the safest places to do business because there is usually very little, if any, human intervention. A credit card is charged, a secure server sends the money to a bank account and the seller in most cases never even sees the number. You can tempt a man but you can’t tempt a computer. It would just do what it is programmed to do. This, of course, means that computers can be programmed to do fraud. This is why it’s important to be on the look out and make sure you’re not the one out of 300,000.

Here are the basics to keep in mind when shopping online:

  • Look for the “https:” which is also known as the Security Certificate (SSL).

  • Search for reviews on the company. Do your homework.
  • If there’s a phone number on the website, call to check if there are real people at the other end.
  • Don’t buy from any merchant who tries to hide his/her identity.
  • Keep a print record of your transaction.
  • Report any fraudulent activity to the relevant authorities of the country from which you bought right away.
  • Beware of businesses from countries with weak fraud laws. Again, research will pay off.

    The International Internet Authority has a list of countries whose businesses will not get ‘High Assurance SSL Certificates.’ Personally I find the list looks more political than anything else. So I wouldn’t use it as a guide to tell me where to buy from or not. What I would use the list for is to check the honesty of the merchants. If the website says it has a ‘High Assurance SSL’ then I would know for sure that it is being less than honest.

    However, in today’s world with ’skyboxes’ and Internet telephony, it is easy to fake an address and pretend to be from the U.S.A. for example. In fact the few people I know who have been “burnt” online were defrauded by apparent US-based merchants. Just so you’re aware, I’ll actually tell you about the one I remember: Brooke Distributors out of Miami. Again, just for your knowledge, here’s the list of countries from the IIA: Afghanistan, Cuba, Iran, Libya, North Korea, Rwanda, Sudan, and Syria.

    Hey, if in doubt about a company from whatever country, just don’t buy.

    Some people have also opted to get a special low-limit credit card solely for Internet transactions. That’s smart too. What I know will be a big hit here is when we get an authorise-per-transaction system. So there’s another Internet Opportunity for you. Talk to your bank and suggest the creation of a credit card that can only be used on an authorise-per-transaction basis. The cardholder would be able to log into his/her account on the Internet and specify, for example, “I am going to buy from X website and I authorise X amount.” So if anything goes wrong, you don’t lose much, but remember the news bias. Out of the 1 million transactions that go well, you’ll only hear about the one that didn’t.

    In this regard, as website owners, it is important that you see things from the other side of the fence as well. What has made you buy online in the past is very much the same that will make others buy from you. In another issue of Internet Opportunities, we’ll go further into details about online shopping for the benefit of merchants.

    Aleem Khan, a senior partner at Breaking News, is one of the few people in the world with a four letter domain name bn.gs. He is an accredited Agent of the International Internet Authority who speaks Spanish, French and English.

  • April 19, 2008

    The Eight Rules of Good Customer Service

    Filed under: Your Commerce — admin @ 1:19 am

    If the Bill of Rights was written today, it would likely include the right to complain.

    Americans love to complain, but who can blame us? For the most part, customer service has been heading downhill as companies try to cut costs by outsourcing, off shoring and hiring inexperienced staff. Take the airline industry, a favorite punching bag, as an example. In the first quarter of this year, the Federal Aviation Administration received 2,650 complaints about airlines and other travel-related services. That’s up by one-third from a year ago, and doesn’t include complaints from frustrated passengers who never bothered to file a formal grievance.

    Many times we don’t complain effectively and that in turn causes more consumer frustration and more complaining, often accompanied by yelling, screaming and cursing.

    But don’t worry, we’re here to help. We spoke with customer service consultants–the people who are trying to help companies serve you better– to find out the secret weapons in the complaint arsenal.

    Rule No.1: Know Exactly What You’re Complaining About And What Action You Want

    Say you bought a reciprocating saw from Home Depot and it stops working three months later. Before taking it back to the store, figure out what you want. Do you want an even exchange, a refund or a different brand of saw?

    Keith Bailey, co-founder of Sausalito, Calif.-based Sterling Consulting Group and co-author of Customer Service For Dummies, suggests that, after you make your request, you should shut up and listen to what the sales person has to say. If you stay quiet, he will eventually come up with an agreeable solution.

    “Don’t dramatize your emotion. If they’re wearing a name tag, call them by name, be polite, get them on your side and create a rapport,” he says.

    Rule No.2: Never Demand To Talk To The Manager

    Sure, sometimes to get your problem solved you’ll need to speak to the person in charge. But no matter what industry you’re in, you really don’t want people asking to speak to your boss. And for some reason you do ask to speak with him, the boss will mysteriously be out to lunch–even at 9 A.M.

    T. Scott Gross, speaker and author of several customer service books, says that as soon as you go over a salesperson’s head, you’ve created an adversary. “The best way to say it is, ‘Who can we talk to who has the authority to solve this problem?’ You’re asking them to help you, to be on your team,” he says. “It’s important for customers to realize it’s a power relationship. Servers have the power–maybe not the authority–to give you a good service experience or a miserable one.”

    Rule No. 3: Sneaky Ways To Contact A Company

    Customer service representatives are much more expensive than Web sites. That’s why companies intentionally make their phone numbers difficult to find. You could get lost in the jungle of information on Amazon.com’s Web site while looking for its phone number. A better idea is to look up its profile on Yahoo! Finance and, sure enough, along with an address is listed a phone number.

    Gross suggests finding the company’s latest press release on the pressroom of its Web site, calling the contact person and asking them who to speak with. (Sorry PR folks, but it’s called public relations for a reason.)

    Bailey also has a few tricks up his sleeve. If you call a company’s main number and get a recorded greeting, you can sometimes bypass it by dialing another extension. If the last four digits of the company’s main number are 2700, try 2701 or 2705. More than likely, you’ll get a live body to speak to, and they can transfer you to the department you need.

    Another sly tactic companies are using on their telephone systems is not offering the option of talking to an operator until the very last moment–those final seconds when most people have already given up. Bailey explains that the caller thinks the recording is about to hang up on them, then there’s a short pause and, finally, the recording suggests dialing zero for an operator. Think you can outsmart the company’s computerized phone system by just dialing zero at any time? Guess again. Bailey says that many times the system is programmed not to recognize the zero key until the very end of the message.

    Rule No. 4: Invoke Your Rights Under Rule 240

    Rule 240, which is part of an airline’s contract of carriage, spells out passengers’ rights due to delays, cancellations and missed connections that are not caused by weather. Unfortunately, each U.S. airline has a different policy. But knowing what that policy is before you go to the airport could be the difference between getting on the next flight and spending a few hours watching CNN in an airport lounge. Don’t expect the airline employees to tell you about their policy, either. However, don’t forget about Rule No. 1 and the fact that the airline employees are dealing with not only you, but with dozens of angry customers. If you go up to the counter waving a copy of the rule in their faces and demanding they follow it, you probably won’t get very far.

    Rule No. 5: Address Letters To Individuals

    Bailey says consumers should only send letters when they have a specific name and address. Also, mark it private and confidential. Sure, it may still be opened by an assistant, but it has a better chance of reaching the intended person. If you don’t get results the first time, send another letter.

    Rule No. 6: Keep Your Expectations In Check

    This is a simple one: Don’t expect to have a Nordstrom’s shopping experience at Wal-Mart. You should still expect good service no matter where you shop, but you won’t get the white-glove treatment with rollback prices, so don’t complain about it. Goods are cheap at discount stores for a reason.

    Rule No. 7: Patronize Locally Owned Stores

    As Gross points out, if you shop at a local establishment, the owner is usually there and eager to resolve any problems. Sure, local outposts usually cost more than superstores, but when was the last time Billgates or Ivan Seidenberg helped you with your complaint?

    Rule No. 8: Don’t Just Complain. Praise, Too

    If you’re going to complain, you also have to readily acknowledge superior service. Bailey suggests not only thanking a customer service representative for a great job, but also writing the CEO or employee’s manager. “When someone says ‘You did a great job’, it lights these people up,” he says.

    For more on this topic visit http://www.careerpath.cc

    Manik Thapar (MBA)
    http://www.careerpath.cc

    April 9, 2008

    RESELL EBOOKS

    Filed under: Your Commerce — admin @ 7:18 pm

    MAKE PROFITS:

    RESELL EBOOKS

    http://bizathome2.furia.hop.clickbank.net

    April 1, 2008

    Make Money OnLine

    Filed under: Your Commerce — admin @ 11:00 pm

    Does this sound familiar? I became interested in the prospect of trying to make money online and Internet marketing around five years ago and have yet to make any real money. I have invested money galore in books and software and learned how to build web sites.

    In addition to the money I have invested, the many hours that have gone into building two of my web sites has borne no return. I have three web sites. The first was built about 4 years ago and does nothing. The second is a good content site and makes a dribble of money. I mean a dribble from Adsense and the occasional affiliate sale (two so far).

    My third site took 15 minutes yesterday. It’s hosted FREE, contains 3 Internet marketing business opportunities plus 3 traffic related products, a wealth of information on the very latest traffic generation secrets, search engine submission (I didn’t know it’s so easy) and an affiliate program.

    The manual that came in the package is concise and clear so the site did only take fifteen minutes. Also in the manual is a wealth of FREE traffic generation guidance and, links to FREE sites all about how to make money online and Internet marketing.

    You would think after years of trying that I would be a bit sceptical. Well yes you are right I am. As far as I can see the site and products are all created by the same person. Which means he is doing a selling job.

    But so what! In my book anyone who can devise how to build a site in 15 minutes. Provide products and an affiliate program plus all of the Internet marketing information which you use to make money online is pretty smart. Why shouldn’t they be able to sell it to help them and at the same time help others to get started?

    I don’t know if I will make money online with this site and could not recommend it to anyone at this stage. What I do know is that with the Internet marketing information now in my possession this site stands a chance of helping me to make money online and my other sites will perform better as I apply the Internet marketing techniques to them.

    As we try to make money online we have to invest and I am pleased with this one because although I don’t know whether it will make money I do know my accumulated experience and Internet marketing database is greatly increased.

    Michael Harrison - EzineArticles Expert Author

    Article by Michael Harrison, Author, Publisher and Business Consultant. Go to the 15 minute site; http://tinyurl.com/m5qxy

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